DIY Credit Repair

steps to take

step 1

Gather your credit report documents by visiting annualcreditreport.com

step 2

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Dispute any errors with each credit bureau and ask for an updated copy from each bureau Experian, Equifax, TransUnion. Know what to look for by visiting the CFPB website

step 3

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Contact your lender to negotiate loan balances and/or interest rates. Get everything in writing.

step 4

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Pay loans on time and early as agreed.

Any balances that are forgiven may become taxable income.

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step 5

Do not close old accounts if possible. If you close old accounts, it can erase your payment history, which accounts for 35% of your credit score.

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Consider these additional tips to build your credit. If you have questions or would like further information, please contact us at Samuel@taofe.org.

Do it yourself credit repair

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Provide feedback

Do it yourself credit repair

steps to take

step 1

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step 2

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step 3

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step 3

step 4

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step 3

step 5

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Provide feedback

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